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Dump Truck Insurance in Poplar Bluff MO & Springfield MO

If a dump truck is part of your business operation, you understand the importance of insurance for that vehicle. All vehicles need to be insured, of course, but dump truck insurance can make sure you are covered from unique issues related only to a dump truck.

First Choice Insurance Agency agents can help you with basic insurance on the vehicle itself that protects from standard risks, but dump trucks are also vulnerable to the following hazards, and require additional insurance:

  • Hauling heavy or jagged material could damage the truck
  • Dump trucks often operate where no roads exist
  • Breakdowns that cost you time and money; you can avoid the financial loss with adequate dump truck insurance

Dump Truck Insurance Features

If you have employees operating your dump truck, you need workers compensation insurance. If someone is injured while working, you want them to be covered, as required by law.

Consider, too, liability. Your truck could get into an accident, and most policies cover that. However, you may also be working on another person's property and may need liability insurance to protect you if your truck has an accident and causes personal or property damage. In those cases, it is not just lost operating time that matters; you could be facing a lawsuit.

First Choice Insurance Agency agents are familiar with the differences between state insurance regulations and requirements, and can assist you even if you work in more than one state.

Call First Choice Insurance Agency to make sure you are covered and that you can handle any crisis that develops. Our professional staff can make sure you have the best possible dump truck insurance. When you call, have the following information available:

  • The make, model and year of the dump truck to be insured
  • The type of dump truck and its hauling capacity
  • Where the dump truck will be used
  • The type of work it will be used for
  • The value of the vehicle

We will also need the number of employees and how many of those employees will be operating the truck. With this information, we can provide you with an affordable insurance quote for your dump trucks or other vehicles.

Our Locations

*Poplar Bluff - Headquarters

1359 N. Westwood Blvd
Poplar Bluff, MO 63901
Main office: 573-535-6675

Cape Girardeau Location

1319 N Mount Auburn Rd.
Cape Girardeau, MO 63701
Main office: 573-271-2170

Caruthersville Location

713 Ward Ave.
Caruthersville, MO 63830
Main office: 573-333-0780

Columbia Location

3610 Buttonwood Dr. Ste 100
Columbia, MO 65201
Main office: 573-874-6464

Perryville Location

18 W Sainte Maries St. Suite 1
Perryville, MO 63775
Main office: 573-517-5010

Our Providers

Testimonials

"From my first appointment...I MATTERED, and YOU WILL TOO."
Tonya Furgeson
"Thank you to everyone at First Choice, Steve you have a great group. if you want good service when things are most difficult, think First Choice Insurance."
Steve Naff
"Great people!! Always done our business right!"
Senya Dobbs
"As always, I was treated in a positive, professional way from all of the staff! I have multiple policies with them from different carriers. Could not speak any higher of the group! Excellent!!"
Randy Kincy